From neighborhood bistros to multi-location franchises, Culinary Coverage protects the people, property, and promise behind every plate you serve.
The only insurance brand built from the ground up for restaurants, bars, caterers, and food entrepreneurs — so every policy, every conversation, and every claim is handled by people who speak your language.
We focus exclusively on the food and beverage industry, so your policy reflects the real risks you face — and none of the ones you don't.
Slips on the line, grease fires, liquor liability, spoilage — we underwrite with your operation in mind, not a generic template.
Answer a short set of questions online and we'll return a competitive quote — no back-and-forth, no brokers on hold.
We partner with top-rated carriers and negotiate on your behalf, bundling policies so you pay for what you need — nothing more.
Every policyholder gets a direct line to a licensed advisor. Claims, renewals, questions — you reach a person, not a phone tree.
Opening a second location? Adding catering? Expanding hours? Your policy adjusts in real time, without starting from scratch.
Short, clear videos explain every coverage line — so you know exactly what you're buying and why it matters.
A complete stack of policies designed for restaurants, bars, caterers, food trucks, and hospitality operators.
Protects against third-party bodily injury and property damage claims — slips, falls, and everyday accidents.
Essential for any establishment serving alcohol. Covers claims arising from over-service and related incidents.
Covers your building, equipment, inventory, and fixtures against fire, theft, and storm damage.
For delivery vans, catering vehicles, and company cars — physical damage, liability, and drivers.
Meets state requirements and protects your team from kitchen burns, lifting injuries, and on-the-job accidents.
A bundled BOP combining property and liability at a lower cost — a popular foundation for most restaurants.