From neighborhood bistros to multi-location franchises, Culinary Coverage protects the people, property, and promise behind every plate you serve.
The best of both worlds: as an independent agency, we shop multiple carriers to find you the best coverage and the best price — and we work for you, not the carrier, so when a claim happens we're in your corner. All with a focus exclusively on foodservice operators, so we already know your business.
We focus exclusively on the food and beverage industry, so your policy reflects the real risks you face — and none of the ones you don't.
Slips on the line, grease fires, liquor liability, spoilage — we underwrite with your operation in mind, not a generic template.
Answer a short set of questions online and we'll return a competitive quote — no back-and-forth, no brokers on hold.
We partner with top-rated carriers and negotiate on your behalf, bundling policies so you pay for what you need — nothing more.
Every policyholder gets a direct line to a licensed advisor. Claims, renewals, questions — you reach a person, not a phone tree.
Opening a second location? Adding catering? Expanding hours? Your policy adjusts in real time, without starting from scratch.
Short, clear videos explain every coverage line — so you know exactly what you're buying and why it matters.
A complete stack of policies designed for restaurants, bars, caterers, food trucks, and hospitality operators.
Protects against third-party bodily injury and property damage claims — slips, falls, and everyday accidents.
Essential for any establishment serving alcohol. Covers claims arising from over-service and related incidents.
Covers your building, equipment, inventory, and fixtures against fire, theft, and storm damage.
For delivery vans, catering vehicles, and company cars — physical damage, liability, and drivers.
Meets state requirements and protects your team from kitchen burns, lifting injuries, and on-the-job accidents.
A bundled BOP combining property and liability at a lower cost — a popular foundation for most restaurants.